Discover vs BMO HarrisBank Statement Format Comparison & Analysis

Compare Discover and BMO Harris statement formats side by side. Both banks are fully supported by StatementVision's AI-powered extraction engine.

Feature
Discover
BMO Harris
Type
bank
bank
Online PDF Download
Customer Base
Over 100 million cardholders and millions of direct banking customers in the US
Approximately 2 million US customers primarily in the Midwest and western states
StatementVision Support

Discover Statement Format

Discover Bank statements come in two primary formats: banking products (checking and savings) and credit card statements. Banking statements are clean and simple reflecting Discover's online-first approach. Credit card statements are more complex, featuring cashback reward summaries, spending categories, and promotional balance details.

  • Discover Online Savings statements prominently show APY and interest earned
  • Credit card statements include detailed Cashback Bonus summaries by spending category
  • Promotional balance transfer sections appear separately with their own APR details
  • Discover checking (Cashback Debit) statements show cashback earned on debit purchases

BMO Harris Statement Format

BMO Harris statements carry the BMO roundel branding and reflect the bank's Canadian parentage. US statements follow a North American banking format with some differences from the Canadian BMO layout. Following the Bank of the West acquisition, additional legacy formats exist in western US markets.

  • BMO Harris US statements differ from Canadian BMO statements in layout and format
  • Legacy Bank of the West statements use a completely different format
  • Business statements include analysis sections with Canadian-style earnings credit calculations
  • Combined statements may cover both USD and CAD accounts for cross-border clients

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